Cancellation and refund policy

At Cheap Insurance, we are committed to providing our customers with the best insurance coverage and service. However, we understand that sometimes circumstances change. Please review our cancellation and refund policy below:

1. Cancellation of Policies

You may cancel your insurance policy at any time by contacting our customer service team or by submitting a cancellation request through your online account. Cancellation requests will be processed as soon as possible.

  • If your cancellation request is made within the first 30 days of your policy, you may be eligible for a refund based on the terms of your plan.
  • After the initial 30 days, cancellations may not be eligible for a refund unless otherwise specified in your policy agreement.

2. Refunds

Refund eligibility is determined based on the following conditions:

  • Refund within 30 Days: If you cancel within 30 days of purchasing a policy, you may be eligible for a full or prorated refund depending on your provider’s terms.
  • Refund After 30 Days: Refunds after 30 days may be processed on a prorated basis, minus any applicable fees. The exact refund amount will be determined based on your policy type and provider's terms.
  • Non-Refundable Fees: Some fees, such as administrative charges, may not be refundable. This will be clearly outlined during the cancellation process.

3. Processing Time

Refunds will be processed within 10-15 business days following the cancellation request, depending on your payment method. Refunds will be issued to the original payment method unless otherwise agreed upon.

4. How to Request a Cancellation or Refund

To request a cancellation or refund, please follow these steps:

  • Contact our customer service team at [phone number] or [email address].
  • Provide your policy details, including the policy number, and any relevant supporting information.
  • Our team will guide you through the next steps and confirm your refund eligibility.

5. Contact Us

If you have any questions regarding the cancellation and refund process, please don’t hesitate to contact us at [contact details].

We value your satisfaction and are here to help with any concerns you may have regarding cancellations or refunds.